A good relationship with an insurance adjuster is critical to getting your clients the funds they need for roof repairs. It also ensures they have a quality contractor to complete the necessary repairs.
Many roofing companies need help with insurance adjusters and can benefit from having an in-house insurance claim specialist. They offer essential preparation, documentation, and critical negotiation tips to help you close more deals.
Accuracy
Documenting damage to a home or roof can be difficult and time-consuming. Documentation is necessary for insurance claims and repairs to be accurate. Keeping property damage records, including photos, videos, and notes, can be helpful in any disputes with insurance companies.
Having an in-house roofing insurance claim specialist on staff means you can provide estimates more quickly and accurately. This also gives you a higher level of credibility when dealing with customers, which can help to reduce stress during the repair process.
It can be frustrating to wait for an outside adjuster to visit a property before you can begin work. Having an in-house roofing insurance expert can eliminate this issue and allow you to get started on repairs much sooner.
Time
It takes time to complete a roofing project, especially if the insurance company is disputing the claim. Having a specialist on your side to communicate directly with the insurance adjuster helps expedite the process.
Roofers are experts at their craft – they know how many shingles it will take to re-roof an entire home, how much water damage they’ll find, and how long it will take to get the job done. But they are not insurance specialists and may not know how insurance providers work.
Hiring a roofing insurance claim specialist will save you time that you could spend on other essential tasks like completing projects and advertising your business. It also ensures that your claim is filed properly and quickly.
Experience
So, do you have hail damage and you don’t even know it? When homeowners have roofing issues requiring an insurance claim to cover repairs or replacements, hiring a roofing contractor with experience working with insurance companies is essential. The specialist will understand the entire insurance process, help you document damage properly, and can even save you from committing insurance fraud.
Some roofing contractors will offer to file your insurance claim and negotiate with the insurer on your behalf, but they are not licensed public adjusters. If they ask for the right to work on your roof before the insurance claim is approved, this is a sign that they do not have your best interest in mind.
Roofing specialists work with insurance providers daily and can help you file a claim quickly and efficiently. They also know what to look for in the paperwork and can supplement any missing information.
Credibility
Roofing insurance claim specialists increase efficiency, add to your company’s credibility and assist you in closing more deals. In addition, they know what your policy covers and will negotiate with the insurance adjusters on your behalf to ensure you get all that you’re entitled to.
Several roofing issues may require you to file an insurance claim. Some of them include:
Roofing Insurance Claim Specialists are highly knowledgeable in roofing and insurance claims processes. They help homeowners understand unfamiliar terminology, provide professional opinions and take the hassle out of dealing with insurance companies to ensure paperwork is filed correctly. This allows you to focus on other projects and grow your business—contact Balance Claims today to learn more about hiring a roofing insurance claim specialist.
Peace of Mind
Having a roofing specialist in Water Mill who understands insurance claims helps simplify the process. They’ll help you fight to get a proper estimate for all damages and ensure that your roof replacement project adheres to your RCV policy.
They can also meet with your insurance adjuster and provide expert insight into the damage to the home’s exterior and interior, making it harder for them to lowball you on the final settlement. They can also complete the documentation necessary to recover depreciation for your roofing materials, if applicable, under your policy.
Be wary of door-to-door roofers, called “storm chasers,” who canvass neighborhoods after bad weather hits. They’re not interested in your best interests and may be trying to exploit you. Working with a roofing insurance claim specialist is the best way to avoid these scams.